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Tailored Insurance
for Every Chapter of Life

From your first home to your legacy β€” we offer comprehensive cover for individuals, families, and enterprises across Kenya.

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Whole Life Insurance

Lifelong coverage that builds cash value over time, providing both a death benefit and a savings component for your family's financial security.

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Term Life Insurance

Affordable, high-coverage protection for a defined period β€” ideal for income replacement and mortgage protection during your working years.

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Individual Health Cover

Comprehensive inpatient and outpatient medical cover, including specialist consultations, emergency care, and chronic disease management.

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Family Medical Plan

One policy that covers every member of your household β€” from maternity benefits to paediatric care and dental/optical add-ons.

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Critical Illness Cover

A lump-sum payment on diagnosis of serious conditions like cancer, stroke, or heart attack β€” protecting your savings when you need it most.

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Disability Insurance

Income replacement cover in the event of temporary or permanent disability, ensuring financial continuity for you and your dependants.

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Comprehensive Motor

Full protection for your vehicle including collision, theft, fire, and third-party liability. Includes 24/7 roadside assistance across Kenya.

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Third Party Motor

Statutory minimum cover for bodily injury and property damage to third parties β€” affordable compliance for all vehicle owners.

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Homeowners Insurance

Comprehensive protection for your property structure against fire, storm damage, flooding, and accidental damage.

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Contents & Domestic

Cover for personal belongings, household contents, and domestic equipment against theft, fire, and accidental damage.

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Travel Insurance

Comprehensive travel cover including medical emergencies abroad, trip cancellation, lost luggage, and repatriation for frequent travellers.

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Marine & Goods in Transit

Protection for imported and exported cargo, covering loss or damage during transit by sea, air, or road.

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Business All-Risk

All-encompassing cover for commercial premises, stock, machinery, and business interruption losses.

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Public Liability

Protection against legal claims for injury or property damage suffered by members of the public on your business premises.

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Workmen's Compensation

Statutory cover for employee injuries and occupational diseases under Kenya's Work Injury Benefits Act (WIBA).

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Performance Bonds

Guarantees for contractors to fulfil obligations under government and private sector tender agreements.

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Bid Bonds

Pre-contract security for procurement processes, assuring clients of your commitment to honour successful tender awards.

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Customs & Excise Bonds

Compliance guarantees required by Kenya Revenue Authority for importers, clearing agents, and duty-deferred goods.

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Individual Pension Plan

A personal retirement savings vehicle with tax benefits, investment flexibility, and guaranteed income at retirement.

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Occupational Pension Scheme

Employer-sponsored pension arrangements that attract and retain top talent while providing staff with retirement security.

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Annuity Products

Convert your retirement savings into a guaranteed monthly income stream for life, with options for spousal and period-certain benefits.

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Investment-Linked Plans

Grow your retirement nest egg through professionally managed funds β€” equities, bonds, money market β€” with life cover built in.

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Education Endowment

A structured savings plan that matures precisely when your child needs school fees, from secondary school through university.

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Estate Planning

Structured wealth transfer solutions including trust-based policies that distribute your estate efficiently and tax-effectively.

Retirement Planning Isn't
About "Old Age"

It's really about building freedom and stability for your future. Here's what a solid retirement plan gives you:

01

Financial Independence

You won't have to rely on family or government support. A solid plan means your money works for you long after you stop working.

02

Peace of Mind

Knowing you've prepared reduces stress about the unknown β€” especially rising living costs or emergencies later in life.

03

Power of Compounding

Starting early lets your savings grow significantly over time. Even small, consistent contributions can turn into something substantial.

04

Lifestyle Control

Whether you want to travel, start a business, or simply relax comfortably, planning ensures you can actually afford the life you want.

05

Protection Against Inflation

A good retirement plan factors in rising costs so your money still holds value in the future.

06

Healthcare Readiness

Medical costs tend to increase with age. Planning ahead ensures you're covered without draining your savings.

07

Legacy Building

Planning ahead allows you to leave something behind for your family or causes you care about.

Retirement planning is less about "getting old" and more about keeping your options open later in life.

We can help you break down how to start a retirement plan step-by-step based on your situation.

Get Started Today

Not sure which cover
is right for you?

Our advisors will assess your needs and recommend the most suitable solution β€” at no obligation.

Talk to an Advisor